Monday, June 25, 2012

Annamaya - Srinivasaanubhuthi

Download 01 - Eppuditu Kalaganti.mp3
Download 02 - Rajivanetraya.mp3
Download 03 - Karuninchave.mp3
Download 04 - Annitikidi Paramoushadamu.mp3
Download 05 - Eetani Mahimalu.mp3
Download 06 - Sakala Bhutadaya.mp3
Download 07 - Kalada Intatidata.mp3
Download 08 - Chateda Nidivo.mp3

This applies to all couples in the world

10 Things You Should Never Say to Your Wife

It’s a pity no one states the things not to say to your wife ever.

But if we had to had to bribe the pundit to read out the top 10 commandments of what a husband must never mention to his wife instead of wedding vows, this is what it would look like.

1. “Maybe you should go on a diet.”

Yes, looking after your house and keeping it habitable has affected how she looks but if you can’t compliment her, don’t ever let her hear this one. Especially when you’re sitting with your perfect tyre in place.

2. “Why don’t you work as long as me?”

Yes, we get it. You’re irritated and need to spark off an argument but talking about what a great sacrifice you make by working is not going to help anyone. Especially if she’s quit her own job to look after the house and kids.

3. “Anand from Accounts is ….”

No, your wife doesn’t want to know about office gossip. When you’re home, she wants you to listen to her not your work problems. At least not every day!

4. “That one looks hot!”

If you have ever said this to your wife while checking out another woman and lived to survive the tale, you know what a landmine this sentence is loaded with.

5. “I don’t feel like talking.”

This can be excused if used sparingly. However, if you want to prevent communication problems in your relationship then you better learn to have an open channel all the time.

6. “All you do is nag.”

Desist from ever saying this. Your wife’s already short fuse will be completely blown if you such this incendiary sentence.

7. “Why do you want to go shopping again?”

Yes, she knows you hate it. But you need to entertain her too and if she likes to go shopping, then tough luck. Deal with it, don’t complain about it.

8. “You’re not really wearing that, are you?”

Unless you’re Narendra Kumar Ahmed or Sabyasachi Mukherjee, questioning her sartorial choices so bluntly is going to cause a major fight. Try and suggest your picks in a more delicate manner.

9. “Must be that time of the month.”

If you think you can use this line as a weapon for a clever retort, you’ve got another thing coming. This can be one of the most insulting, not to mention sexist, things you can ever say to your wife.

10. “You’re acting like your mother.”

The biggest no-no. No woman likes to be compared to another woman, especially her mother. Bear in mind you’re also passing a judgement on her mother with this one. Unless you want to spend an entire year apologising, refrain from ever using this line during your entire marriage.

A marriage is a union between two different people and it can be perfect only if both the people accept each other as they are.

Courtesy: Yahoo.com

Friday, June 22, 2012

Laugh ! It is good for health

An Indian tourist walks into a curio shop in San Francisco. Looking around at the exotic, he notices a very lifelike, Life-sized bronze statue of a rat. It has no price tag, But is so striking he decides he must have it.
He takes it to the owner: "How much for the bronze rat?" "Twelve dollars for the rat, one hundred dollars for the Story," says the owner.
The tourist gives the man twelve dollars. "I'll just take the rat,you can keep the story."
As he walks down the street carrying his bronze rat, he notices that a few real rats crawl out of the alleys and sewers and begin following him down the street. This is disconcerting; he begins walking faster. But within a couple of blocks, the herd of rats behind him grows to hundreds, and they begin squealing. He begins to trot toward the Bay, looking around to see that the rats now numbered in the MILLIONS, and are still squealing and coming towards him faster and faster.
Concerned, even scared, he runs to the edge of the Bay and throws the bronze rat as far out into the Bay as he can. Amazingly, the millions of rats all jump into the Bay after it, and are all drowned.
The man walks back to the curio shop.
"Ah ha," says the owner, "You have come back for the Story?"
*NOW SCROLL DOWN FURTHER.
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*
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"No," says the man, "I came back to see if you have a statue of an Indian politician in bronze!!

Concert - Sowmya

Download 01--Marakoti_Sundari-Bahudari.mp3
Download 02--Brovavamma-Manji.mp3
Download 03--Makelara-Ravichandrika.mp3
Download 04--Rajuvedala-Thodi.mp3
Download 05--Seve_Srikantham-Mohana_Kalyani.mp3
Download 06--RTP-Gauri_Manohari.mp3
Download 08--Baagilanu_Teradu.mp3
Download 09--Vagaladi_Bhodanaku-Behag.mp3
Download 10--Tillana-Mandari.mp3
Download 11--Mangalam.mp3

....that it is the neglect of timely repair that makes

rebuilding necessary.

Richard Whately said that, and he was right. Take a

look today at what you need to repair. Who has been

hurt by you...or ignored?

Don't get into a lot of guilt around this -- just repair it.

A pertinent Question

Wednesday, June 20, 2012

Some facts about Airlines

INTERESTING FACTS ABOUT AIRLINES, AIRPORTS AND AIR TRAVELING

. All International Airline Pilots speaks English.

. Flights longer than 8 hours require 3 pilots (1 captain and 2 first officers) to rotate flying duties. Flights longer than 12 hours require 4 pilots (1 captain and 3 first officers). They usually fly 3-4 hour shifts.

.Each airline pilot flying the aircraft, eats a different meal to minimize the risk of all pilots on board being ill.

.On average, pilots fly between 9 and 14 days a month (Indian company pilots fly 24 to 26 days)
.All airlines have an agreement to let each others' travelling pilots occupy empty seats. If no seats are available, the travelling pilot can also occupy an extra seat in the cockpit that is usually empty.

.The main function of flight attendants are for the safety and security of their passengers, and passenger comfort is only secondary.

.The first female flight attendants in 1930 were required to weigh less than 115 pounds. In addition, they had to be nurses and unmarried.

.Flight attendants must not have any tattoos visible when a uniform is worn. These requirements are designed to give the airlines a positive representation.

.The normal ratio of Flight Attendants to passenger seats is one Flight Attendant for every 50 passenger seats.

.The height requirement for Flight Attendant is for safety reasons, making sure that all flight attendants can reach overhead safety equipment.

.The normal ratio of Lavatories to passengers is approximately one lavatory for every 50 passengers.

.An air traveler can lose approximately 1.5 liters of water in the body during a three-hour flight.

.The reason why the lights are turned out during takeoff and landing Is for your eyes to adjust to lower levels of light. If there's an accident and they have to activate the emergency slides, studies have shown that you will be able to see better and therefore be able to evacuate more quickly and safely.

.The World's largest Airline in terms of Fleet Size is Delta Airlines (United States) with 744 aircraft and 121 aircraft on order as of March 2011.

.The largest passenger plane is the Airbus 380 - nearly 240 feet long, almost 80 feet high, and has a wingspan of more than 260 feet. The double-decker plane has a standard seating capacity of 555 passengers.

.The world's busiest airport in terms of passenger volume or the number of takeoffs and landings, is HartsfieldJackson Atlanta International Airport, Atlanta, Georgia, United States with more than 88 million passengers shuffled through the Atlanta airport in 2009, with another 20 million in the first three months of 2010, and with aircraft take-off and landings approximately every 37 seconds.

.The Internet/On-Line check-in was first used by Alaskan Airlines in 1999.

.The world's Largest Airport is Kansai International Airport, Osaka, Japan (as of 2011). By 2013 Al Maktoum International Airport in Jebel Ali, Dubai, United Arab Emirates is planned to be the largest airport in the world.

.The airport with the longest runway in the world is Qamdo Bangda Airport in the Peoples Republic of China with 5.50 kilometers in length (as of 2011).

.American Airlines saved $40,000 in 1987 by removing 1 olive from each salad served in first class.

.In 2009, Southwest served 63.2 million cans of soda, juices, and water; 14.3 million alcoholic beverages; 14 million bags of pretzels; 90 million bags of peanuts; 17.7 million Select-A-Snacks; and 33.5 million other snacks.

.Singapore Airlines spends about $700 million on food every year and $16 million on wine alone. First class passengers consume 20,000 bottles of alcohol every month and Singapore Airlines is the second largest buyer of Dom Perignon champagne in the world.

.Cathay Pacific carries rice cookers, toasters, cappuccino makers and skillets on board their airplanes.

.KLM of Netherlands stands for Koninklijke Luchtvaart Maatschappij (meaning Royal Dutch Airlines).

.KLM is the worlds' oldest airline established in 1919.

.QANTAS - Australia's national airline, originally stood for Queensland And Northern Territories Air Service.

.QANTAS is the second world's oldest airline established in 1920.

.QANTAS still has the world's best safety record with no crashes as of 2011.

.Virgin Atlantic lists catering as their third biggest expense, after fuel and maintenance.

.American Airlines spent about $425 million on food for domestic passengers in 2001.

.In one year, British Airways passengers consume:
* 40.5 tons of chicken
* 6 tons of caviar
* 22 tons of smoked salmon
* 557,507 boxes of chocolate
* 90 thousand cases (9 liter cases) of sparkling wine.

.Abu Dhabi Airport Services once did a complete turn-around for a Boeing 777 in under 40 minutes, as opposed to a normal minimum of one hour. They unloaded passengers, cargo, mail, cleaned the aircraft, and loaded outbound passengers, cargo and mail in that short time.

.In 2001, Dubai Duty Free sold 1,570,214 cartons of cigarettes, 2,003,151 bottles of liquor, 2,909 kilograms of gold, 101,824 watches, 690,502 bottles of perfume, 52,119 mobile phones.

.In-flight catering is an $18 billion worldwide industry employing up to 200,000 people.

Sent by Mr. Bhaskaran Sivaraman

aridra said...

Great !! Lot of information...many things we take for granted have some logic or background.

June 21, 2012 12:44 PM

Tuesday, June 19, 2012

Smile ! It is good

Real story happened with famous Heart Surgeon Lt. Dr. Nitu Mandke. He had done many heart operations.

A mechanic was removing the cylinder heads from the motor of a car when he spotted the famous heart surgeon in his shop, who was standing off to the side, waiting for the service manager to come to take a look at his car.

The mechanic shouted across the garage, “Hello Doctor! Please come over here for a minute.”

The famous surgeon, a bit surprised, walked over to the mechanic.

The mechanic straightened up, wiped his hands on a rag and asked argumentatively, “So doctor, look at this. I also open hearts, take valves out, grind ‘em, put in new parts, and when I finish this will work as a new one. So how come you get the big money, when you and me is doing basically the same work?”

The doctor leaned over and whispered to the mechanic…..

"TRY TO DO IT WHEN THE ENGINE IS RUNNING”

Sent by Mr. Seshadri Srinivasan

Annamaya - Sri Krishna Thathvam

http://www.mediafire.com/?3yty531uxj6hm9c Jayathi
http://www.mediafire.com/?f0fohqxps0sk1s0 Paramapurushudu
http://www.mediafire.com/?63eesz1es4cfjxc Satulala
http://www.mediafire.com/?dtlbsplf3w1c13q Chinna sisuvu
http://www.mediafire.com/?1gv8bgoha79ajha Palumarautia
http://www.mediafire.com/?l7zzho627a33yqa Chudavamma
http://www.mediafire.com/?vtxs7sbcc3pzu4e Kanarate
http://www.mediafire.com/?8as2t5v80uu8h2t Valachi Vacchiti
http://www.mediafire.com/?nsu7woulkmp0uw0 Raadhaa maadhava
http://www.mediafire.com/?5e4mt01xzbocjw8 Guruterigina
http://www.mediafire.com/?mhv101xmyav8fk2 Janatanaladevele
http://www.mediafire.com/?q8dzakie4aqmevx Ani anathiche
http://www.mediafire.com/?qval73c2lx16ms6 Ayi murali

Monday, June 18, 2012

Agony of a common man in India !

It is a pity that in such a big democracy, we have no ALTERNATIVE to a most deficient/inefficient party i.e Congress. God alone has to save this country, if Congress comes back to power again or perhaps even He may throw his hands up.

It is a pity that even though the two most outstanding Chief Ministers viz. Mr. Narendra Modi and Mr. Nitish Kumar, who are in the same group i.e. NDA could not come together in the interest of the country, leave aside " that I am the boss' attitude of leaders in BJP.

It is a pity that such an efficient thinking person like Mr. Cho Ramaswamy compares the judge who has taken crores of rupees to grant bail to Reddy brothers, at par with Anna Hazare team.

It is also a pity that he is nowhere inferior to Vairamuthu or Vaali being "chamcha or Jaalra" to Ms. Jayalalitha as they were to Mr.Karunanidhi, by justifying the crores of Rupees spent on advertisements on completion of one year.

It is a pity that neitther Mr. Karunanidhi who started Teso for Tamil Eelam has not raised his voice for the pathetic conditions of refugees in the camps at Tamilnadu, who have taken the biggest risk to run away to Australia, nor the so called Mr. Vaiko, Mr. Nedumaran, Mr. Seemaan etc.who claim they are giving their life to Lankan Tamils.

Concert - K. Bharatsunder

http://www.mediafire.com/?e4845l7pz48z687 Swaminaatha - Naattai
http://www.mediafire.com/?uiwwqaaaauc2xbb Marivere - Lathaangi
http://www.mediafire.com/?kceq3by2n4jzqkt Aalaapana - Reethigowla
http://www.mediafire.com/?csqmgk8prjox7pz Janani ninnuvina - Reethigowla
http://www.mediafire.com/?w5322ewsuwj2242 Sobillu - Jaganmohini
http://www.mediafire.com/?9y59szx4twanlap Aalaapana - Thodi
http://www.mediafire.com/?3v368qbau6bbbu0 Daasukovalena - Thodi
http://www.mediafire.com/?c13bguskgc5ag3x Thillaana - Mohanakalyaani

...that your Inner Life is begging you for some attention.

Can you not hear your soul calling to you?

Please do not ignore this call any longer. Please do not

say, "Yeah, yeah, tonight." Or..."Okay, I get it. Starting

tomorrow I will meditate every morning..."

Stop everything right this minute. If only for 90 seconds.

And say hello to your soul. Reconnect. Touch in. And

listen to what you are trying to tell yourself.

Sunday, June 17, 2012

Today is father's day

Saturday, June 16, 2012

Stay in Queue

Manasu valikkudhu

How to live well !

How to Live Well

‘Begin at once to live, and count each separate day as a separate life.’

I’m not a rich man, nor do I fly around the world and drink champagne with famous people in exotic locales, nor do I own a sports car or SUV or a yacht.

And yet, I’m very happy.

Much happier than seven years ago when I ate fried foods and sweets all time time and felt unhealthy and overweight, when I watched television and was out of shape, when I shopped a lot and was in debt, when I worked a job that paid fairly well and had no time for myself or my loved ones.

How have I accomplished this? With small tricks. The truth is, you don’t need a lot to live well — you just need the right mindset.

Here’s what I’ve learned about living well on little:

You need very little to be happy. Some simple plant food, modest shelter, a couple changes of clothes, a good book, a notebook, some meaningful work, and some loved ones.
Want little, and you are not poor. You can have a lot of money and possessions, but if you always want more, you are poorer than the guy who has little and wants nothing.
Focus on the present. Stop worrying about the future and holding onto the past. How much of your day is spent thinking about things other than where you are and what you’re doing, physically, at this moment? How often are we living as opposed to stuck thinking about other things? Live now and you live fully.
Be happy with what you have and where you are. Too often we want to be somewhere else, doing something else, with other people than whoever we’re with right now, getting things other than what we already have. But where we are is great! Who we’re with (including just ourselves) is already perfect. What we have is enough. What we’re doing already is amazing.
Be grateful for the small pleasures in life. Berries, a square of dark chocolate, tea — simple pleasures that are so much better than rich desserts, sugary drinks, fried foods if you learn to enjoy them fully. A good book borrowed from the library, a walk with a loved one in the park, the fine exertion of a short hard workout, the crazy things your child says, the smile of a stranger, walking barefoot on grass, a moment of quiet as the morning wakens and the world still rests. These little pleasures are living well, without needing much.
Be driven by joy and not fear. People are driven by the fear of missing out, or the fear of change, or the fear of losing something. These are not good reasons to do things. Instead, do things because they give you or others joy. Let your work be driven not because you need to support a lifestyle and are afraid of changing it, but by the joy of doing something creative, meaningful, valuable.
Practice compassion. Compassion for others creates loving, rewarding relationships. Compassion for yourself means forgiving yourself for past mistakes, treating yourself well (including eating well and exercising), loving yourself as you are.
Forget about productivity and numbers. They matter not at all. If you are driven to do things to reach certain numbers (goals), you have probably lost sight of what’s important. If you are striving to be productive, you are filling your days with things just to be productive, which is a waste of a day. This day is a gift, and shouldn’t be crammed with every possible thing — spend time enjoying it and what you’re doing.

Sent by Ms. Priya Ashok

Friday, June 15, 2012

Ekaadasi Viratham - T.S. Balakrishna sastrigal

Download TSB-Ekadasi Mahaathmiyam - Part 1.mp3
Download TSB-Ekadasi Mahaathmiyam - Part 2.mp3

The other side of the soldier

Annamaya - Sri Alarmelmanga Vilasam

http://www.mediafire.com/?5tfvqo9wgdhg847 Chakkani Jana
http://www.mediafire.com/?ot11cfjcp6t5c22 Podale Nindukalala
http://www.mediafire.com/?jhhcuibe87cojwz Korina korikalella
http://www.mediafire.com/?kkdaacw4a2g83h9 Shodasha kalanidhiki
http://www.mediafire.com/?d7o1jafbj2i59za Entha Bhagyavanthuduvo

Thursday, June 14, 2012

Today's topic in India

Anonymous said...

Yes Sir... you are right.. We want Dr. Kalam to be our Next President. :)

June 15, 2012 10:15 AM

Renu said...

No doubt about Mr. Kalam's simplicity and Pratibha Patil's extravagance, but is there no one else in this big country who deserves this post? why go after one person only?

June 15, 2012 11:05 AM

Anonymous said...

Please call this no. to vote for Dr. APJ Abdul Kalam: 08082891049

June 16, 2012 10:30 AM

Laugh ! It is good for health

Anonymous said...

I remember 1989- In secretariat cabin, two deputy secretaries were discussing:

A- Have you heard Computer too are affected by viral fever?

B- Yes I too heard about it. But I do not know how?

C- I was wondering if they have viral fever, it could be measured by a thermometer!! But where do they insert the thermometer?

I was just going through a file and the two colleagues- promotee IAS sitting opposite to me in my cabin were discussing!!

One became Secretary Education within an year and one can imagine the results?

June 16, 2012 2:50 PM

Wednesday, June 13, 2012

Can he recognise who is who in the photo ?

Concert - Aruna Sairam

Download 01-entO_prEmatO-VARNAM-shuruTTi.mp3
Download 02-vAchAma_gOcharudani-aTANa-Adhi-mysUru_sadhAshiva_rAo.mp3
Download 03-vina_nAshakoni_yunnAnura-pratApavarALi.mp3
Download 04-bhajana_sEyavE_manasA-kalyANi.mp3
Download 05-amba_nIlAmbari-nIlAmbari-Adhi-ponnayya_piLLai.mp3
Download 06-manasA_shrI_rAmacandruni-IshamanOhari.mp3
Download 07-dhyAnamE_varamaina-dhanyAsi.mp3
Download 08-koniyADina_nApai-kAmbOji.mp3
Download 09-koniyADina_nApai-kAmbOji.mp3
Download 10-thani_Avarthane-mrudhanga.mp3
Download 11-evatE_gUdina-gouLipanthu-thriputa-kshEthragnya.mp3
Download 12-shlOka-rAgamAlike-thOdi_bEgade_hamsAnandhi_surati.mp3
Download 13-Speech.mp3

Courtesy: Sangeethapriya.org

.....that bad news does not have to get you down. It can

actually get you going.

The things that really matter in life often become more

clear tous when we encounter bad news or bad luck.

We can use such moments to expand our experience

of our most precious treasures: the people that we love.

Now may be a wonderful time to get back to basics,

like board games with your children, quiet talks with

your friends, a moment of gentleness with your spouse.

Mehdi Hassan is no more

Mehdi Hassan passed away today. There is already 15 Ghazals in this blog and I will post more.

Sunday, June 10, 2012

Dr. Balamuralikrishna - Pada varnam

Uploaded by musiquebox on Jul 27, 2010

A DVD containing five Pada Varnams of Dr.M.Balamuralikrishna was released recently.
He is accompanied by Prince Rama Varma on the Saraswathi Veena and Shri B.Harikumar on the Mridangam. The songs are
1) Amma Anandadayini - Gambheera Naattai
2) Saraguna Gaavumu - Thodi
3) Omkara - Shanmukhapriya
4) Chalamu - Ramapriya
5) Ninu Neranammithi - Kharaharapriya
This DVD should be available for sale at places like the Karnatic Music Book Centre, Sripuram 1st street, Chennai. I have uploaded around a minute or two from each of the five varnams here.

Saturday, June 9, 2012

Must watch around you

Joke Apart, It is important to read this

Letter written by a wife after her husband's death in an accident

"Few things I learnt after my husband's death:-
We always believe we will live forever. Bad things always happen to others.
Only when things hit us bang on your head you realise... Life is so unpredictable....
My husband was an IT guy.all techie.And I am a chartered accountant.Awesome combination you may think.

Techie guy so everything is on his laptop.his to do list. his e-bill and his bank statements in his email. . He even maintained a folder which said IMPWDS.wherein he stored all login id and passwords for all his online accounts.And even his laptop had a password. Techie guy so all the passwords were alpha-numeric with a special character not an easy one to crack.Office policy said passwords needed to be changed every 30 days.So every time I accessed his laptop I would realise it's a new password again. I would simply opt for asking him 'What's the latest password' instead of taking the strain to memorise it.
You may think me being a Chartered Accountant would means everything is documented and filed properly. Alas many of my chartered accountant friends would agree that the precision we follow with our office documents and papers do not flow in to day to day home life. At office you have be epitome of Reliability / Competent / Diligent etc but. at home front there is always a tomorrow.
One fine morning my hubby expired in a bike accident on his way home from office.. He was just 33.His laptop with all his data crashed.everything on his hard disk wiped off.No folder of IMPWDS to refer back to.His mobile with all the numbers on it was smashed.But that was just the beginning. I realised I had lot to learn.
9 years married to one of the best human beings.with no kids.just the two of us to fall back on..but now I stood all alone and lost.
Being chartered accountant helped in more ways than one but it was not enough. I needed help.His saving bank accounts, his salary bank accounts had no nominee.On his insurance his mom was the nominee and it was almost 2 years back she had expired. but this was just a start.. I didn't know the password to his email account where all his e-bill came.I didn't know which expenses he paid by standing instructions.
His office front too was not easy. His department had changed recently.I didn't know his reporting boss name to start with.when had he last claimed his shift allowance.his mobile reimbursement.
The house we bought with all the excitement.on a loan.thought with our joint salary we could afford the EMI.when the home loans guys suggested insurance on the loan.we decided the instead of paying the premium the difference in the EMI on account of the insurance could be used pay towards prepayment of the loan and get the tenure down.We never thought what we would do if we have to live on a single salary.So now there was huge EMI to look into .
I realised I was in for a long haul.
Road accident case. so everywhere I needed a Death certificate, FIR report, Post Mortem report. For everything there were forms running into pages.indemnity bonds.notary.surety to stand up for you.No objections certificates from your co-heirs..
I learnt other than your house, your land . your car, your bike are also your property... So what if you are the joint owner of the flat.you don't become the owner just because your hubby is no more. So what if your hubby expired in the bike accident.and you are the nominee but if the bike is in a repairable condition .you have to get the bike transferred in your name to claim the insurance.And that was again not easy. the bike or car cannot be transferred in your name without going through a set of legal documents. Getting a Succession Certificate is another battle all together.
Then came the time you realise now you have to start changing all the bills, assets in your name.Your gas connection, electricity meter, your own house, your car, your investments and all sundries. And then change all the nominations where your own investments are concerned.And again a start of a new set of paperwork.
To say I was shaken.my whole life had just turned upside down was an understatement.You realise you don't have time to morn and grieve for the person with whom you spend the best years of your life. because you are busy sorting all the paper work.
I realised then how much I took life for granted.I thought being a chartered accountant I am undergoing so many difficulties.what would have happened to someone who was house maker who wouldn't understand this legal hotchpotch.
A sweet friend then told me dear this was not an end.you have no kids.your assets will be for all who stand to claim.after my hubby's sudden death.I realised it was time I took life more seriously. I now needed to make a Will. I would have laughed if a few months back if he had asked me to make one.But now life had taken a twist.
Lessons learnt this hard way were meant to be shared.After all why should the people whom we love the most suffer after we are no more.Sorting some paperwork before we go will at least ease some of their grief.
1. Check all your nominations...
It's a usual practice to put a name (i.e in the first place if you have mentioned it) and royally forget about it. Most of us have named our parent as a nominee for investments, bank accounts opened before marriage. We have not changed the same even years after they are no longer there with us. Even your salary account usually has no nomination.. Kindly check all your Nominations.
- Bank Accounts
- Fixed Deposits, NSC
- Bank Lockers
- Demat Accounts
- Insurance (Life, Bike or Car or Property)
- Investments
- PF & Pension Forms
2. Passwords..
We have passwords for practically everything. Email accounts, Bank accounts, even for the laptop you use. What happens when your next in kin cannot access any of these simply because they do not know your password... Put it down on a paper.
3. Investments.
Every year for tax purpose we do investments. Do we maintain a excel sheet about it. If so is it on the same laptop of which the password you had not shared. Where are those physical investments hard copy.
4. Will.
Make a Will. I know you will smile even I would.had I not gone through all what I did.It would have made my life lot easier.a lot less paperwork.I wouldn't had to provide an indemnity bond, get it notarised, ask surety to stand up, no objections certificates from others...
5. Liabilities.
When you take a loan say for your house or car.Check out on all the what ifs.what if I am not there tomorrow.what if I loose my job.Will the EMI still be within my range.If not get an insurance on the loan.The people left behind will not have to worry on something as basic as their own house.
My battles have just begun...But let us at least try and make few changes so that our loved ones would not suffer after we go.We do not know what will happen in the future.But as the Scout motto goes: “Be prepared "